Gold IRA Calculator

Main Calculator

Gold IRA Decision Calculator

Gold IRA Decision Calculator

Compare the projected value of keeping your traditional IRA versus converting to a Gold IRA. This calculator factors in fees, expected returns, and helps you understand if a Gold IRA makes financial sense for your retirement strategy.

Your Retirement Details
1.0% per year
Projected Values
TRADITIONAL IRA (100% ALLOCATED)
$386,968
Growth: $286,968
MIXED PORTFOLIO (WITH GOLD IRA)
$367,891
Traditional: $290,226 + Gold: $77,665
DIFFERENCE
-$19,077
-4.9% less than traditional
💡
At your fee level of 1.0%, gold must outperform traditional investments by 3.0% per year to break even.
Important: This calculator provides estimates only. Actual returns will vary based on market conditions, specific fees charged by your Gold IRA custodian, and individual circumstances. Consult with a financial advisor before making investment decisions.

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A collection of gold bullion including bars and coins, featuring intricate designs and inscriptions visible on the surfaces. The items are placed on a textured golden background, emphasizing their shiny and luxurious appearance.
A collection of silver coins featuring a lion's head surrounded by sunburst rays and inscriptions such as 'Scottsdale', '1 TROY OZ', and 'RESERVE'. The design elements are embossed and the coins are metallic and reflective.
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